Loss of Privacy

Keeping you informed on recent losses to privacy and civil rights worldwide.

Nick Hanauer is a rich guy, an unrepentant capitalist — and he has something to say to his fellow plutocrats: Wake up! Growing inequality is about to push our societies into conditions resembling pre-revolutionary France. Hear his argument about why a dramatic increase in minimum wage could grow the middle class, deliver economic prosperity … and prevent a revolution.

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New terror laws allow Australian web to be monitored

Apple and Google encrypt phone data; law enforcement worried

Schools in Huntsville, Alabama monitor students online thanks to NSA

DuckDuckGo now blocked in China

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Julian Sanchez joins Trevor Burrus and Matthew Feeney for a discussion on the surveillance state. If the government’s been spying on us for decades, what’s new now? Why is bulk data collection so particularly nefarious? What is metadata anyway, and what does the government do with it? Does the government actually catch terrorists through mass surveillance? Why do people treat terrorism differently from other violent crimes? The defenders of surveillance always say “if you haven’t done anything wrong, you have nothing to be afraid of” —does this justification hold water?

Julian Sanchez is a senior fellow at the Cato Institute, where he studies issues at the busy intersection of technology, privacy, and civil liberties, with a particular focus on national security and intelligence surveillance.

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Security expert Graham Cluley shares background on the case, and shows how it involves Sven-Göran Eriksson, Paul McCartney, Heather Mills, Piers Morgan and Jeremy Paxman amongst others.

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Auto loans to borrowers considered subprime, those with credit scores at or below 640, have spiked in the last five years. The jump has been driven in large part by the demand among investors for securities backed by the loans, which offer high returns at a time of low interest rates. Roughly 25 percent of all new auto loans made last year were subprime, and the volume of subprime auto loans reached more than $145 billion in the first three months of this year.

But before they can drive off the lot, many subprime borrowers like Ms. Bolender must have their car outfitted with a so-called starter interrupt device, which allows lenders to remotely disable the ignition. Using the GPS technology on the devices, the lenders can also track the cars’ location and movements.

The devices, which have been installed in about two million vehicles, are helping feed the subprime boom by enabling more high-risk borrowers to get loans. But there is a big catch. By simply clicking a mouse or tapping a smartphone, lenders retain the ultimate control. Borrowers must stay current with their payments, or lose access to their vehicle.

More at the New York Times and St. Louis Post-Dispatch.

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