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<channel>
	<title>Loss of Privacy &#187; RFID</title>
	<atom:link href="http://www.lossofprivacy.com/index.php/category/technology/rfid/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.lossofprivacy.com</link>
	<description>Keeping you informed on recent losses to privacy and civil rights worldwide.</description>
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		<title>Dual biometric reader</title>
		<link>http://www.lossofprivacy.com/index.php/2010/04/dual-biometric-reader/</link>
		<comments>http://www.lossofprivacy.com/index.php/2010/04/dual-biometric-reader/#comments</comments>
		<pubDate>Sat, 03 Apr 2010 02:05:21 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[Biometrics]]></category>
		<category><![CDATA[RFID]]></category>
		<category><![CDATA[fingerprints]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=2367</guid>
		<description><![CDATA[The first dual biometric reader is now available from ZKSoftware. The iFace 302 is a face and fingerprint reader. iFace multi-biometric reader is based on ZKSoftware&#8217;s latest ZEM600 platform with ZK Face 5.0 algorithm. ZK Multi-Bio processor operating at 630MHz and high definition camera with infra red light source enables user identification even in dimly [...]]]></description>
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<p>The first dual biometric reader is <a href="http://www.zk-usa.com/product.php?actiontype=pType&amp;ID=224&amp;action=pModel&amp;MID=226&amp;actiontype=pType&amp;action_type=pSeries&amp;SID=225" target="_blank">now available</a> from ZKSoftware.  The iFace 302 is a face and fingerprint reader.</p>
<blockquote><p>iFace multi-biometric reader is based on ZKSoftware&#8217;s latest ZEM600 platform with ZK Face 5.0 algorithm. ZK Multi-Bio processor operating at 630MHz and high definition camera with infra red light source enables user identification even in dimly lit environment. The iFace series or readers are designed by a professional German design company and has ergonomic design. All operations of iFace devices are can be accessed from the menu on the 4.3 inches TFT touch screen. iFace has RS232/485, TCP/IP, ports for communication and also has optional WiFi or GPRS capabilities. Optional built-in 2000 mAh battery keeps the reader functioning in the absence of power failure.</p></blockquote>
<p>Features included:</p>
<blockquote><p>Identification methods include Face, Fingerprint/RFID and/or Password<br />
Elegant ergonomic design<br />
4.3’’ TFT touch screen offers friendly and intutive user experience<br />
6 user-defined function keys<br />
Contact relays for access control (wires to door strike or 3rd party panel)<br />
Optional Web server management software via IE browser<br />
Scheduled bell ringing function which can trigger an external bell<br />
Infra-red light source enables user-identification in poorly lit environments<br />
Optional built-in battery backup provides approx 4 hours continuous operation.<br />
Optional built-in wireless Wi-Fi or GPRS for wireless communication.<br />
Built-in contacts for 3rd party electric lock, door sensor, alarm, exit button, or bell.<br />
Wiegand Output for connections to 3rd party access control panels</p>
<p>*Disclaimer: Features and technical specifications are subject to change without notice.</p></blockquote>
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		<title>UK ID card-branded Oyster card wallets</title>
		<link>http://www.lossofprivacy.com/index.php/2010/03/uk-id-card-branded-oyster-card-wallets/</link>
		<comments>http://www.lossofprivacy.com/index.php/2010/03/uk-id-card-branded-oyster-card-wallets/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 08:39:16 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[British Politics]]></category>
		<category><![CDATA[Pictures]]></category>
		<category><![CDATA[RFID]]></category>
		<category><![CDATA[UK Privacy]]></category>
		<category><![CDATA[ID]]></category>
		<category><![CDATA[ID Cards]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[UK]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=2312</guid>
		<description><![CDATA[I wonder if the RFID chip from the ID card interfere with the Oyster card?]]></description>
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<p>I wonder if the RFID chip from the ID card <a href="http://i.imgur.com/0mUDT.jpg" target="_blank">interfere</a> with the <a href="http://en.wikipedia.org/wiki/Oyster_card" target="_blank">Oyster card</a>?</p>
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		<title>One in four Germans happy to have chip implants</title>
		<link>http://www.lossofprivacy.com/index.php/2010/03/one-in-four-germans-happy-to-have-chip-implants/</link>
		<comments>http://www.lossofprivacy.com/index.php/2010/03/one-in-four-germans-happy-to-have-chip-implants/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 15:04:50 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[RFID]]></category>
		<category><![CDATA[germany]]></category>
		<category><![CDATA[implants]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[tracking]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=2288</guid>
		<description><![CDATA[Speaking a CeBIT, Professor August Wilhelm Scheer made the astonishing claim that one in four Germans would be happy to have an implanted RFID chip in their skin if it meant more convenience for them, particularly waiting times at the grocery store. As well as foretelling the imminent demise of the CD and DVD, Professor [...]]]></description>
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<p>Speaking a CeBIT, Professor August Wilhelm Scheer made the astonishing claim that one in four Germans would be happy to have an implanted RFID chip in their skin if it meant more <a href="http://www.eweekeurope.co.uk/news/cebit-quarter-of-germans-happy-to-have-chip-implants-5590" target="_blank">convenience</a> for them, particularly waiting times at the grocery store.</p>
<blockquote><p>As well as foretelling the imminent demise of the CD and DVD, Professor Scheer said that implanting chips into humans was going to become commonplace. “The speed of the development is not going to be reduced this decade,” he told an audience of tech execs and politicians including German Chancellor Angela Merkel. “Some developments can already be seen. CDs and DVDs are going to disappear as material sources of information. Wallpaper will be replaced by flat screens and many of us will have chips implanted beneath our skin by the end of next decade.</p>
<p>Rather than being based on pure speculation, Scheer said that his organistion BITKOM had actually conducted research which had shown that a quarter of Germans would be happy to have a chip implanted if it meant they could access services more easily.</p>
<p>“We just carried out a survey and one out of four people are happy to have a chip planted under their skin for very trivial uses for example to pass gates more quickly at a discotheque for example and to be able to pay for things more quickly in the supermarket,” said Scheer. “The wilingness of the population to accept our technology is certainly given.”</p></blockquote>
<p>The results of that survey are on their <a href="http://www.bitkom.org/files/documents/BITKOM-Praesentation_Connected_Worlds_01_03_2010.pdf" target="_blank">website</a> [pdf] .  If you look closer at Mr. Scheer&#8217;s statistics, 72% do not want an RFID implant.</p>
<p>Stats are hard to figure out, especially when it&#8217;s been <a href="http://www.reuters.com/article/idUSTRE58G5GS20090917" target="_blank">reported</a> that 1 in 7 Germans want the Berlin Wall back because the country was better off when it was split.</p>
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		<title>New Hampshire tries a third time to pass RFID law</title>
		<link>http://www.lossofprivacy.com/index.php/2010/01/new-hampshire-tries-a-third-time-to-pass-rfid-law/</link>
		<comments>http://www.lossofprivacy.com/index.php/2010/01/new-hampshire-tries-a-third-time-to-pass-rfid-law/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 16:22:29 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[RFID]]></category>
		<category><![CDATA[driver's license]]></category>
		<category><![CDATA[New Hampshire]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1984</guid>
		<description><![CDATA[The New Hampshire State House of Representatives have passed, for the third time in four years, an RFID privacy bill that will restrict the use of RFID in driver&#8217;s licenses. It has now been sent to the state senate again for a vote.]]></description>
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<p>The New Hampshire State House of Representatives have passed, for the third time in four years, an <a href="http://www.gencourt.state.nh.us/legislation/2010/HB0478.html">RFID privacy bill</a> that will <a href="http://www.rfidjournal.com/article/articleview/7306/1/1/">restrict the use</a> of RFID in driver&#8217;s licenses.  It has now been sent to the state senate again for a vote.</p>
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		<title>VeriChip acquires Steel Vault</title>
		<link>http://www.lossofprivacy.com/index.php/2009/11/verichip-acquires-steel-vault/</link>
		<comments>http://www.lossofprivacy.com/index.php/2009/11/verichip-acquires-steel-vault/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 09:18:00 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[RFID]]></category>
		<category><![CDATA[database]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[medicine]]></category>
		<category><![CDATA[PositiveID]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[VeriChip]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1826</guid>
		<description><![CDATA[VeriChip, the corporation known for human-implantable RFID microchips, bought Steel Vault back in September. Steel Vault is a company that specializes in identity theft protection, credit monitoring, and credit reports. Together, they will become PositiveID. The formation of PositiveID represents the convergence of a pioneer in personal health records, VeriChip, with a leader in the [...]]]></description>
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<p>VeriChip, the corporation known for human-implantable RFID microchips, <a href="http://www.verichipcorp.com/pressreleases/090809.html" target="_blank">bought</a> Steel Vault back in September.  Steel Vault is a company that specializes in identity theft protection, credit monitoring, and credit reports.  Together, they will become PositiveID.</p>
<blockquote><p>The formation of PositiveID represents the convergence of a pioneer in personal health records, VeriChip, with a leader in the identity security space, Steel Vault, focused on access and security of a consumer&#8217;s critical data. The companies believe that joining personal health records and identity security solutions provides a solid foundation for organic growth and a strong, flexible platform for future offers.</p>
<p>Commenting on the transaction, Mr. Silverman stated, &#8220;We believe the acquisition of Steel Vault will provide a powerful platform to differentiate ourselves among both the consumer and medical community. PositiveID will be the first company of its kind to combine a successful identity security business with one of the world&#8217;s first personal health records through our Health Link business. PositiveID will address some of the most important issues affecting our society today with our identification tools and technologies for consumers and businesses.&#8221;</p></blockquote>
<p>Combining medical records on the same chip as your credit score is quite scary.  One would assume that there would be blocks put into place so that your financial details stay out of the hands of the medical world and vice versa, however, the link between the two is evident and PositiveID has not stated how the chips will be secured.</p>
<p>Your entire life should not be stored on an RFID chip.  While some argue that making your health information readily accessible to medical personnel, there is no need to combine it with your financial information.</p>
<blockquote><p>Continued Silverman, &#8220;VeriChip will be able to market its personal health record offerings to the rapidly growing customers of Steel Vault, while Steel Vault should be able to further expand its customer base by offering a unique suite of both security and healthcare offerings. As we focus on securing consumers&#8217; financial information and addressing the critical need for secure, online personal health records, we believe we are well positioned to benefit from federal stimulus funding. We will keep patients involved in their health care as medical records migrate to the Internet.&#8221;</p></blockquote>
<p>Personally, I do not want my health information all over the Internet.  Yes, that includes the “what if it could save your life” scenarios that people keep throwing out as a positive reason to have such a system.  These systems have been proven time and again that they cannot be 100% secured.  If my data is at risk, then keep it on paper.  I&#8217;ve traveled around the world and never had a problem.  The likelihood that I would need my medical data on the Internet is slim at best.</p>
<blockquote><p>Identity theft is the number one crime in the United States and as many as 10 million people are victims each year. Additionally, medical errors contribute to countless deaths each year due to a lack of or incorrect patient information. PositiveID will address the significant market need to monitor critical data on an ongoing basis to protect consumers and ensure data integrity and safety.</p></blockquote>
<p>PositiveID says they will address the significant need for this monitoring, yet they don&#8217;t detail how they will do it.  Stating that they will monitor it on an ongoing basis is impossible.  If you force every citizen in America to have their data online, you cannot simply monitor it constantly.  Breaches will occur.  Jackasses will monitor the data.  People with something to gain will sell the data.  It&#8217;s a nightmare just waiting to happen, yet we are willing to sit back and say, “Sure, make my data less secure.”</p>
<p>Right now, my medical information lies in two places.  One is in my old pediatrician&#8217;s office basement.  I know this because I needed a copy of something and it took several weeks (I was not in a hurry) because they were in a locked room in the basement of the office.  The other is in my doctor&#8217;s office.  Everything is a paper copy.  You physically have to search to find my information.  If this information is placed online, you can find out my details and change it remotely.</p>
<p>What happens if I am old and forgetful and someone hacks into the system and changes my medicine or dosages?  What happens if that break in is by someone who works in my doctor&#8217;s office and is authorized to change my medical data.  Is the constantly monitored system going to pick this up?  There are simply not enough people to watch the ever changing data in people&#8217;s files to be able to catch slip ups.</p>
<p>Computers can only output data that you&#8217;ve put in.  It is not capable of the subtle changes a human would pick up.  That is why we need to be vigilant in jumping into situations that haven&#8217;t been researched or thought out.  In this case, the human is worth more than the stock&#8217;s bottom line and we should remember this before we so readily put so much of our personal, private information into the public&#8217;s hands.</p>
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		<title>Even pigs can beat RFID</title>
		<link>http://www.lossofprivacy.com/index.php/2009/10/even-pigs-can-beat-rfid/</link>
		<comments>http://www.lossofprivacy.com/index.php/2009/10/even-pigs-can-beat-rfid/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 01:04:20 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[RFID]]></category>
		<category><![CDATA[pigs]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1690</guid>
		<description><![CDATA[Pigs are smart.  They can find hidden food using mirrors and appear to have some complex cognitive abilities.  Now, they&#8217;ve even figured out how to beat RFID tags to get more food.]]></description>
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<p>Pigs are smart.  They can find hidden food using <a href="http://www.wired.com/wiredscience/2009/10/pigs-and-mirrors/" target="_blank">mirrors</a> and appear to have some complex cognitive abilities.  Now, they&#8217;ve even figured out how to beat <a href="http://www.youtube.com/watch?v=8ImZmDYme_s" target="_blank">RFID tags</a> to get more food.</p>
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		<title>United Nations to test RFID for snail mail</title>
		<link>http://www.lossofprivacy.com/index.php/2009/08/united-nations-to-test-rfid-for-snail-mail/</link>
		<comments>http://www.lossofprivacy.com/index.php/2009/08/united-nations-to-test-rfid-for-snail-mail/#comments</comments>
		<pubDate>Sun, 16 Aug 2009 03:26:21 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[RFID]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[United Nations]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1429</guid>
		<description><![CDATA[The United Nations currently coordinates international postal services through the Universal Postal Union, but it feels that the speed of deliveries could be increased with the use of RFID. Unlike private delivery services such as FedEx, regular postal delivery is not operated by a single organization. Consumers buy stamps in one country that have to [...]]]></description>
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<p>The United Nations currently coordinates international postal services through the Universal Postal Union, but it feels that the <a href="http://www.itworldcanada.com/a/Government/5ba2cea3-f66d-40f1-b925-c44bca8c7434.html" target="_blank">speed of deliveries</a> could be increased with the use of RFID.</p>
<blockquote><p>Unlike private delivery services such as FedEx, regular postal delivery is not operated by a single organization. Consumers buy stamps in one country that have to get a piece of mail into another country and through the domestic mail system there to a particular destination. The UPU sets quality-of-service rules for how long that should take, as well as standard origination and termination fees for countries to settle the cost of getting the mail where it&#8217;s going.</p>
<p>So far, the UPU has monitored letter delivery by sending special test letters. Independent analysts record the departure and arrival of these test letters, but at the gateway offices where letters leave and enter countries, postal workers themselves record the time. That leaves the process open to manipulation, said Akio Mayiji, quality of service coordinator at the UPU.</p>
<p>The RFID system instead will use tags hidden inside envelopes, which will be read automatically as they pass through RFID portals at the international gateway offices. Reva Systems&#8217; TAP (Tag Acquisition Processor) servers will collect the letters&#8217; unique tracking numbers and pass them on to be correlated into delivery reports. The UPU wants countries to pay each other based on the quality of service their letters receive, and more detailed measurement will help it do so, Miyaji said.</p>
<p>RFID is already used to monitor mail in some developed countries, but the systems they have deployed use &#8220;semi-active&#8221; tags that cost US$20 each. A relatively new global standard for RFID, called Gen2, allowed the UPU to introduce passive-tag systems that cost far less: Each tag only costs about US$0.30, and the UPU considers them disposable. The lower cost should make RFID accessible to all of the UPU&#8217;s 191 member countries. The scope of quality testing can also be expanded, so tens of thousands of test letters are moving through the system at any time.</p></blockquote>
<p>21 countries will be testing the new tags, including India, South Korea, Switzerland and Togo.  Countries with the older RFID tags will also be participating.  These include Mexico, Norway, and Saudi Arabia.</p>
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		<title>Ford Trucks, ToolLink and RFID</title>
		<link>http://www.lossofprivacy.com/index.php/2009/08/ford-trucks-toollink-and-rfid/</link>
		<comments>http://www.lossofprivacy.com/index.php/2009/08/ford-trucks-toollink-and-rfid/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 13:52:36 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[RFID]]></category>
		<category><![CDATA[Ford]]></category>
		<category><![CDATA[theft]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1406</guid>
		<description><![CDATA[I wrote a little over a year ago about new Ford trucks that were available with ToolLink and RFID.  It allows owners to keep track of their tools via RFID.  Here&#8217;s a rundown on the costs. Ford trucks now keep a running tally of what construction tools are back on board and which may have [...]]]></description>
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<p>I wrote a little <a href="http://www.lossofprivacy.com/index.php/2008/03/new-ford-trucks-come-with-rfid-for-your-tools/" target="_blank">over a year ago</a> about new Ford trucks that were available with ToolLink and RFID.  It allows owners to keep track of their tools via RFID.  Here&#8217;s a <a href="http://www.gearlog.com/2009/08/its_5_oclock_do_you_know_where.php" target="_blank">rundown</a> on the <a href="http://www.gearlog.com/2009/08/ford_trucks_offer_gps_in-dash.php" target="_blank">costs</a>.</p>
<blockquote><p>Ford trucks now keep a running tally of what construction tools are back on board and which may have been left on the job site. It&#8217;s part of Tool Link, a $1,120 RFID tag option for Ford trucks. That sounds like a lot until you leave a $1,000 sliding compound miter saw on the job site overnight and it&#8217;s not there in the morning. Ford developed Tool Link with DeWalt. You get a 50 ID tags (in DeWalt yellow, of course) that you apply to tools, an RFID scanner and software for creating a database, and two RFID antennas that go in the truck bed and monitor what&#8217;s onboard and what&#8217;s missing. You monitor the tool status via the Ford In-Dash Computer. One button press brings up a screen that shows what&#8217;s missing that you had on board earlier in the day.</p>
<p>While it&#8217;s meant for construction tools, there&#8217;s no reason it couldn&#8217;t be used, say photo or video equipment. A carbon fiber tripod can cost $500-$1,000, a pro&#8217;s digital camera or HD camcorder many times that. You don&#8217;t think anyone could be so stupid as to leave a digital camera on the work site, when you bring two or three, those things can happen.</p></blockquote>
<p>While it&#8217;s a lot of money for such a system, when weighed against constantly having your tools lost or stolen on a construction site, it might just be worth the investment.</p>
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		<title>RFID talk from The Last Hope</title>
		<link>http://www.lossofprivacy.com/index.php/2009/08/rfid-talk-from-the-last-hope/</link>
		<comments>http://www.lossofprivacy.com/index.php/2009/08/rfid-talk-from-the-last-hope/#comments</comments>
		<pubDate>Sat, 08 Aug 2009 15:28:45 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[REAL-ID]]></category>
		<category><![CDATA[RFID]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1389</guid>
		<description><![CDATA[Listen to The Last Hope&#8216;s talk on the REAL-ID Act and RFID Legal and Privacy Implications. Listen to the MP3.]]></description>
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<p>Listen to <a href="http://www.thelasthope.org/" target="_blank">The Last Hope</a>&#8216;s talk on the REAL-ID Act and RFID Legal and Privacy Implications.</p>
<p>Listen to the <a href="http://www.thelasthope.org/media/audio/16kbps/REAL_ID_Act_and_RFID_Privacy_and_Legal_Implications.mp3" target="_blank">MP3</a>.</p>
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		<title>It only takes 12 minutes to clone the UK&#8217;s national ID card</title>
		<link>http://www.lossofprivacy.com/index.php/2009/08/it-only-takes-12-minutes-to-clone-the-uks-national-id-card/</link>
		<comments>http://www.lossofprivacy.com/index.php/2009/08/it-only-takes-12-minutes-to-clone-the-uks-national-id-card/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 00:25:33 +0000</pubDate>
		<dc:creator>Irene</dc:creator>
				<category><![CDATA[Biometrics]]></category>
		<category><![CDATA[RFID]]></category>
		<category><![CDATA[Security]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[clone]]></category>
		<category><![CDATA[database]]></category>
		<category><![CDATA[ID Cards]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[tracking]]></category>
		<category><![CDATA[UK]]></category>

		<guid isPermaLink="false">http://www.lossofprivacy.com/?p=1382</guid>
		<description><![CDATA[The Daily Mail and ComputerWeekly are reporting that computer expert, Adam Laurie, was able to clone the UK national ID card in 12 minutes.  The British government claims that it is uncloneable. Using a Nokia mobile phone and a laptop computer, Laurie was able to copy the data on a card that is being issued [...]]]></description>
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<p>The <a href="http://www.dailymail.co.uk/news/article-1204641/New-ID-cards-supposed-unforgeable--took-expert-12-minutes-clone-programme-false-data.html#" target="_blank">Daily Mail</a> and <a href="http://www.computerweekly.com/Articles/2009/08/06/237215/uk-national-id-card-cloned-in-12-minutes.htm" target="_blank">ComputerWeekly</a> are reporting that computer expert, Adam Laurie, was able to clone the UK national ID card in 12 minutes.  The British government claims that it is uncloneable.</p>
<blockquote><p>Using a Nokia mobile phone and a laptop computer, Laurie was able to copy the data on a card that is being issued to foreign nationals in minutes.</p>
<p>He then created a cloned card, and with help from another technology expert, changed all the data on the new card. This included the physical details of the bearer, name, fingerprints and other information.</p>
<p>He then rewrote data on the card, reversing the bearer&#8217;s status from &#8220;not entitled to benefits&#8221; to &#8220;entitled to benefits&#8221;.</p>
<p>He then added fresh content that would be visible to any police officer or security official who scanned the card, saying, &#8220;I am a terrorist &#8211; shoot on sight.&#8221;</p></blockquote>
<p>The new ID card for foreign nationals and British passports also use this same technology.  And the ID cards are mandatory if you want a driver&#8217;s license or passport.  So, you can now be forced by the government to have your information placed in a central database, have a card that can easily be cloned and your identity stolen, and, best of all, you get to pay for the privilege.</p>
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